Hong Kong

Hong Kong’s strategic location makes it a gateway to Asia and beyond. Many residents and expatriates travel frequently across the region for business and leisure, whether to Singapore, Mainland China, Japan, Europe or further abroad.

However, local medical insurance plans often have geographic limitations and may not offer adequate coverage outside of Hong Kong. IPMI is designed for globally mobile citizens, offering continuity of healthcare coverage wherever life or business takes you.

With XN Global Health Insurance, you can access medical care and support worldwide, whether you are attending meetings in Tokyo, are on holiday in Europe or are simply returning home for a visit.

Hong Kong is home to a well-established healthcare system with both public and private medical facilities. However, access to timely private healthcare can be expensive without adequate insurance coverage, particularly for expatriates and internationally mobile residents.

Often, local health insurance plans may provide limited flexibility when it comes to overseas treatment, medical evacuation, repatriation or specialist care abroad.

International medical coverage helps bridge these gaps by providing broader protection across borders, including access to private hospitals, specialist consultations, emergency medical assistance, preventive care and international treatment options.

While Hong Kong offers excellent healthcare, IPMI gives plan holders the flexibility to seek medical treatment globally.

Whether you need a second opinion from a leading hospital in Singapore, a specialised procedure in London or access to internationally recognised medical centres elsewhere in the world, IPMI ensures you are not limited by geography when it comes to your health and wellbeing.

XN Global Health Insurance offers healthcare solutions tailored to different lifestyles and life stages; from maternity and newborn care to chronic condition management, mental wellness support and preventive healthcare services.

Our solutions are designed for Hong Kong’s diverse and internationally minded community, including high-flying executives, digital nomads or families settling down in Hong Kong.

For businesses, we provide tailored group health insurance solutions for companies of all sizes, from growing start-ups to multinational organisations. Whether your team is based in Hong Kong or spread across different countries, our group health insurance solutions are designed to keep your employees and their dependants protected, productive and supported wherever they are.